In Oregon, insurance companies are required to provide Personal Injury Protection (PIP). This means that if you have an auto insurance policy, you automatically have this coverage. It can be a big benefit if you are ever involved in an accident and suffer injuries. You can recover money through your own insurance company regardless of who is at fault. A personal injury lawyer can help you recover compensation under your PIP if you have been hurt.
If you are involved in a car accident and the other party is at fault, you can make a claim under your carrier’s PIP coverage. If you then pursue recovery under the at-fault party’s insurance coverage, your insurance company will be subrogated from any recovery you receive. This way, your insurance company will not be out money for fulfilling their obligation to their insured.
While this policy is no-fault, it is important to note that this doesn’t not mean your premium won’t go up for making a claim under your PIP coverage. A personal injury lawyer can explain the benefits and downsides to filing a PIP claim. It is most important to make sure that you have the compensation you need to get the medical help after an accident. So don’t be afraid to make a claim under your PIP coverage just because you worry that your premiums might go up.
At Johnson Law, we can explain the steps needed to file a PIP claim. We will fight aggressively to identify all the insurance options available to you. This is important because when someone is seriously injured, they need ample compensation to make them whole. We will do everything possible to achieve the best result possible for your particular car. For a free consultation with a Portland personal injury lawyer, contact Johnson Law right away.