February 20, 2015

Portland Accident Attorney: Should I Give a Statement to the Insurance Company?

Should I Give a Recorded Statement to the Insurance Company After an Accident?

After a car accident in Portland, the insurance company may try to get a recorded statement from you. While they present it as a necessity, it's important to understand they're not on your side. An experienced Portland car accident attorney can advise you on whether giving a statement is the best course of action and protect your right to fair compensation.

The Hidden Purpose of Recorded Statements

While presented as procedural, insurance adjusters primarily use recorded statements to identify inconsistencies. They'll compare your statement to police reports, witness accounts, and any other information they gather. Even minor discrepancies can be leveraged to diminish your claim's value or even deny it outright. Insurance companies are businesses, and minimizing payouts aligns with their financial interests.

Delay Tactics: A Strategy to Pressure You

Insurance adjusters frequently employ delay tactics designed to wear you down financially and emotionally. The longer your case drags on, the mounting pressure from lost wages, medical bills, and other expenses can lead to desperation. In this vulnerable state, you may be more inclined to accept a lowball settlement offer, even if it doesn't adequately cover your losses.

The Role of an Accident Attorney

An experienced accident attorney acts as a buffer between you and the insurance company. They can:

  • Handle communications with the adjuster: This shields you from manipulative questioning and protects your rights.
  • Thoroughly evaluate your claim: An attorney determines the true value of your damages, preventing you from unknowingly accepting an unfair settlement.
  • Advocate for your interests: They negotiate aggressively on your behalf, ensuring you receive the maximum compensation you deserve.

Should You Give a Statement?

In most cases, it's advisable to consult an accident attorney before providing a recorded statement to the insurance company. Your attorney will guide you on the best course of action, considering the specific circumstances of your case.

Remember, insurance companies are not on your side. Their goal is to minimize payouts. An accident attorney's goal is to protect your rights and secure the full compensation you're entitled to.

Disclaimer: This blog post is intended for informational purposes only and should not be considered legal advice. If you have suffered injuries in an accident, seeking the guidance of a qualified accident attorney is essential.

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